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Find the Best Credit Repair Companies in Tallahassee, FL

A bad credit score can prevent you from qualifying for loans or getting the best interest rates. Potential employers or landlords also look at your credit history. Mistakes and inaccuracies on your credit report result in a lower credit score than you deserve. We researched the best credit repair in Tallahassee to help improve your score.

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Compare Top Credit Repair Companies

Credit Saint
Overall satisfaction rating
  • 90-day money-back guarantee
  • Build new credit
  • Available in Tallahassee
  • 3 levels of service

Charges initial work fee from $99 to $195. Monthly fees range from $79.99 to $119.99. Provides a 90-day money-back guarantee. Refunds limited to payments made for 90 days of service only. Available nationwide.

Learn More (478) 845-6310 Read More
Sky Blue Credit Repair
Overall satisfaction rating
  • Quickest dispute pace
  • 90-day money-back guarantee
  • Over 25 years in business
  • Available in Tallahassee

Improve your credit score!

Learn More (888) 751-6072 Read More
The Credit People
Overall satisfaction rating
  • No hidden fees or added costs
  • Debt & inquiry validations
  • 24/7 account access
  • Available in Tallahassee

Offers repair services for bad credit. $79 per month. Could positively affect your credit score within 60 days. Employs certified representatives. Credit solutions available on the company’s website.

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Overall satisfaction rating
  • Personalized consultation
  • Custom professional disputes
  • Track progress in app 24/7
  • Available in Tallahassee

Charges one-time $14.99 fee to pull credit reports. Monthly fee is $99.95. Average credit score improvement results within six months. No money-back guarantee. Cancel account anytime. Available nationwide.

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The Credit Pros
Overall satisfaction rating
  • No limit to number of disputes
  • Money-back guarantee
  • Consult a FICO-certified pro
  • Available in Tallahassee

Setup fees range from $19 to $149. Monthly fees from $19 to $119. No money-back guarantee. Cancel credit repair services any time. Available nationwide.

Learn More (844) 441-1397 Read More
Lexington Law
  • All 3 credit reports included for free
  • Available in Tallahassee
  • More than 500,000 clients helped
  • Cancel anytime
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Credit Rx
  • M-F: 10am - 5pm
  • Closed Sat and Sun
  • thecreditrx.com
267 John Knox Rd., Ste. 206
Tallahassee, FL 32303
(850) 298 - 8904
  • M-F: 9am - 7pm
  • Sat: 11am - 1pm
  • Closed Sun
  • credit360.biz
1400 Village Square Blvd., Ste. 3-81121
Tallahassee, FL 32312
(850) 463 - 0360
Ovation Credit Services
  • M-F: 8am - 9pm
  • Sat: 9am - 5:30pm
  • Closed Sun
  • ovationcredit.com/fix-credit-tallahassee-fl
9143 Philips Hwy., Ste. 560
Jacksonville, FL 32256
(866) 639 - 3426

Credit repair in Tallahassee


Floridians have an average credit score of 668. At 648, Tallahassee’s average credit score is 20 points lower than the state’s average, meaning many Tallahassee residents have a poor credit rating. Credit ratings are a determining factor when Tallahassee residents:

  • Buy a home
  • Lease a car
  • Apply for a credit card
  • Obtain a loan
  • Rent an apartment

Credit reporting agencies determine your credit score by looking at your credit utilization ratio, payment history, length of credit history, new accounts opened and the variety of credit types you have. Each of the three national credit rating bureaus (Equifax, Experian and TransUnion) uses a formula that rates these factors differently.

Mistakes on your report can lead to a low credit score that is not an accurate reflection of your creditworthiness. These mistakes can result from identity theft, improper reporting or items being left on your credit history after they should have been removed. Improper entries can result in higher interest rates on loans or application denials when the lender bases a decision on your credit score.

How credit repair in Tallahassee works

Credit repair companies request copies of your credit history from the national rating bureaus and look for inaccurate entries. Once these are identified, the company disputes these items on your behalf and attempts to have them removed, which raises your credit score.

Federal regulations prevent credit repair agencies from charging fees upfront, although you may need to pay a small initial cost to cover the price of obtaining your credit reports. Most credit repair agencies charge a monthly rate, though some request payment on a per-removal basis.

The credit repair process can take from six months to a year to see full results, though items may be removed from your report in as few as 30 days.

How to avoid credit repair scams

Consumers should beware of unscrupulous credit repair companies. Some of these companies guarantee to raise your credit score by a specific number of points or claim they can remove legitimate entries on your credit report. These scam businesses usually charge a large upfront fee and then disappear without doing any work on your behalf.

Spotting a scam credit repair agency in Tallahassee

Reputable company Scam company
Transparent about the credit repair process and can answer questions Will not answer specific questions about the services they provide
Clear about costs, fees and the services provided by the company Requests a large upfront payment before beginning repair
Honest about expectations and achievable results Makes unrealistic promises of quick credit score changes
Has experience and good reviews from previous customers Has little experience and poor or no customer reviews

The Consumer Financial Protection Bureau has a list of warning signs to watch out for and a guide on how to verify the lender is reputable. The Credit Repair Organizations Act also lists disclosures credit repair companies must make and rules they must follow.

Credit Repair Reviews

Credit Saint

Credit Saint puts a team of specialists on your case to get you the results you need. The company’s online account page makes it easy to know what's going on and what's being done to repair your credit. Customers in Tallahassee praised Credit Saint’s transparency and the variety of plans available for every budget.

Credit Saint Learn More (478) 845-6310

Sky Blue Credit Repair

Sky Blue Credit Repair combines a user-friendly experience with a 90-day money-back guarantee. The company disputes as many as 15 items every 35 days, so customers know Sky Blue Credit Repair is working efficiently. Tallahassee clients appreciate the helpful advice given by Sky Blue Credit Repair’s representatives.

Sky Blue Credit Repair Learn More (888) 751-6072

The Credit People

The Credit Repair People charges a single monthly or flat-rate price that includes unlimited disputes and a satisfaction guarantee. The company has more than 15 years of experience and provides 24/7 account access so you can keep up with the progress of your case. Tallahassee residents praise the company for its efficiency.

The Credit People


Creditrepair.com has an established three-step process to raise credit scores an average of 40 points in four months. The company charges no upfront fees, and customers can track their progress using a personal online dashboard and mobile app. Customers in Tallahassee are delighted at the results Creditrepair.com obtained.

CreditRepair.com Learn More

The Credit Pros

Signing up with The Credit Pros is simple and can be done in less 90 seconds. Customers get credit monitoring at no additional charge and an action plan crafted with a FICO professional to get the best results. Tallahassee residents like how honest and transparent the company’s representatives are about the credit repair process.

The Credit Pros Learn More (844) 441-1397

Lexington Law

Lexington Law has three different service plans, letting Tallahassee residents pay for only the level of credit repair help they need. The company’s website contains helpful resources that teach customers how to stay in control of their credit scores after they have been repaired. Reviews from Tallahassee recommend the company for its quick communication.

Lexington Law