Best Extended Auto Warranty Companies in Tallahassee, FL

How to choose an extended auto warranty in Tallahassee

Car repairs can be costly and unexpected. Fewer than half of all Americans have enough savings to cover a $1,000 expense, according to a CNBC report in 2018. Being without your vehicle immediately impacts your lifestyle and bank account. StarMetro public bus is an inconvenient option and service does not extend to those who live on the outskirts of Tallahassee or in Alabama or Georgia and commute to work.

An extended auto warranty in Tallahassee can help pay for certain breakdown-related repairs. Consider the following when choosing an extended auto warranty:

• New vs. used car: You can purchase an extended warranty for both new and used vehicles whether or not the original manufacturer’s warranty is still in effect. Extended auto warranties can cover some repairs outside the scope of an original warranty.
• Wear and tear: Tallahassee is known for areas with poor road conditions, such as rural off-roads and rough construction that puts wear and tear on your vehicle and leads to breakdowns. Consider your driving habits and choose the appropriate amount of coverage.
• Purpose: Is your car driven daily or shared by other drivers? If you put a lot of miles on your car, the chance of needing a repair is higher, which is an incentive to purchase an extended warranty.
• Price: Factor the price of the warranty into your budget and consider if it is likely to save you money should a breakdown occur. Some vehicle makes and models are known to require more frequent or complicated service while others are more durable.

Although your salesman may offer an extended auto warranty at the dealership, purchasing online gives you more options. Most auto warranty companies have a 30-day waiting period before coverage begins, allowing you to reconsider your coverage levels and read the contract carefully for what is and is not covered.

When you need to make a claim, extended auto warranty companies will often refer you to in-network service providers. Understand that your preferred auto body repair shop may not be included in their list. You’ll be required to pay a small deductible out-of-pocket. After that, some companies will reimburse you for payment (which can take weeks or months) while others will have the auto body shop bill them directly.