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Find the Best Payday Lenders in Tallahassee, FL

In a financial emergency, payday loans can be a lifesaver, but you need to understand the terms, conditions and APRs before proceeding. We researched the best payday loans in Tallahassee to help you make an informed decision.

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Compare Top Payday and Title Loans

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  • Receive an immediate decision
  • Loans up to $500
  • Apply online 24/7
  • Available in Tallahassee

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Check Into Cash
  • Online payday loans
  • 5-minute online application
  • Get approved today
  • Quick, easy & confidential

Lender with 25 years in business offers payday loans up to $1,000 and title loans up to $25,000 with easy application process. Consumers can get funds the next business day. Installment loans and lines of credit also available.

1825 S. Adams St.
Tallahassee, FL 32301
(850) 222-0911
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Advance America
  • M-Sat: 9am - 7pm
  • Closed Sun
  • advanceamerica.net
3539 Apalachee Pkwy., Ste. 4
Tallahassee, FL 32311
(850) 309-0039
Fast Payday Loans, Inc.
  • M-Sat: 9am - 6pm
  • Closed Sun
  • fastpaydayloansfloridainc.com
2002 S. Monroe St.
Tallahassee, FL 32301
(850) 878-9900
ACE Cash Express
  • M-Th: 9am - 7pm
  • F: 8am - 8pm
  • Sat: 9am - 7pm
  • Closed Sun
2011 N. Monroe St.
Tallahassee, FL 32303
(850) 386-6920
Check Man
  • M-Sat: 9am - 10pm
  • Closed Sun
  • checkmanfl.com
240 Capital Cir. SE, Ste. 2
Tallahassee, FL 32305
(850) 309-0180
Landmark Cash
  • Hours unavailable
  • landmarkcash.com
Serves residents in
Tallahassee, FL
(213) 550-5401
National Cash Credit
  • M-F: 9:30am - 5:30pm
  • Closed Sat and Sun
  • local.nationalcashcredit.com
Serves residents in
Tallahassee, FL
(855) 774-2274

Payday lending is illegal and unavailable to consumers in some states. Payday loans usually have very high interest rates and carry risk. As with any loan, consumers should have a clear understanding of the fees, terms and conditions of any payday loan before borrowing.

How to get a payday loan in Tallahassee

Tallahassee skyline

Payday loans are small loans for those who need to cover emergency expenses in between pay periods. If other types of personal loans aren’t an option, a payday loan can help cover bills in the meantime.

Payday loans are legal in Florida, but the maximum you can borrow is $500 and only one loan may be taken out at a time. The loan repayment term can span 7 to 31 days, and the maximum finance rate and fees are not allowed to exceed 10 percent of the check. An additional verification fee cannot exceed $5. No rollovers are permitted in Florida. Grace periods can extend loan terms by 60 days for no additional charge; however, credit counseling is required for this service.

When evaluating payday loans in Tallahassee, be mindful of the following:

  • Interest rate: Understand exactly what you will be paying in interest before you commit to a payday loan and consider lower interest loan alternatives first.
  • Payment due date: Late fees add up quickly and may increase your interest rate, so make sure you are aware when payment is due and the consequences for a late or missed payment.
  • Amount loaned: Since Florida residents are restricted to a $500 maximum, you may have to take out other loan types.

You can get a payday loan with good or bad credit, but you need to provide personal information when you apply. This includes a government-issued ID, most recent proof of employment and pay, plus a blank check.

Because payday loans are financial, they are related to civil matters, which means not paying back your loan will not result in criminal prosecution; however, you may be sued by the lender. In Florida, the statute of limitations is five years for unpaid debts, which means lenders may only attempt to sue you during this time. Where you really may be punished is on your credit score and future lending abilities. Should a lender violate Florida statutes regarding payday loans, you can complain to the Florida Office of Financial Regulation, located on Gaines Street.

Alternatives to payday loans in Tallahassee

Personal finance experts advise people to save up an emergency fund of about six months worth of expenses to prevent the need for using credit cards or payday loans to cover emergencies. You can also ask family and friends for money before looking to a loan since many borrowers get tripped up on loan repayment terms.

The advantage of a payday loan is that you don’t need to rely on family and friends and the funds are easily accessible. You can get money immediately or within a few days, preventing utilities from being turned off or allowing you to get a car back sooner. Quick disbursement of funds is one of the main benefits of using payday loans.

Payday Loans Reviews


CashNetUSA is an online lender that offers quick and efficient payday loans of up to $500. Other services CashNetUSA provides include savings programs and financial education. Tallahassee residents appreciate the fair interest rates and efficient service.


Check Into Cash

Check Into Cash offers title loans and payday loans. Payday loans can range from $50 to $1,000; however, Florida residents can only take out up to $500. Reviews from Tallahassee say they appreciate the flexibility of getting loans in-store or online.

Check Into Cash