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Find the Best Personal Loans in Tallahassee, FL

A personal loan lets you borrow a substantial amount of money and pay it back over time. You should look for a lender offering an easy application process, competitive interest rates, minimal fees, flexible repayment plans and strong customer service. Our partners at We researched the best personal loans in Tallahassee to get you the funds you need with favorable terms.

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    Compare Top Personal Loans

    #1 MOST POPULAR
    Overall satisfaction rating
    • No prepayment penalties
    • Funds as fast as 1 business day
    • Available in Tallahassee
    • Served over 450,000 customers

    Funds as fast as 1 day!

    Visit Website (877) 850-2322 Read More
    #2
    FreedomPlus
    Overall satisfaction rating
    • Available in Tallahassee
    • Loans up to $40,000
    • 24-60 month repayment
    • Apply online

    FreedomPlus is an online loan broker that provides loans from $7,500 to $40,000. Get approved in less than a day, and you could receive funds in as little as 48 hours.

    Visit Website (800) 368-0061 Read More
    #3
    Credit Direct Loans
    • Online contracts
    • Personal loans $1,000 to $10,000
    • Available in Tallahassee
    • Online loan proposal
    Read More
    First Florida Credit Union
    • M-Th: 9am - 4:30pm
    • F: 8:30 am - 5pm
    • Sat: 9am - 12pm
    • Closed Sun
    Location
    2521 S. Blair Stone Rd.
    Tallahassee, FL 32301
    (850) 414-7290
    Gulf Winds Credit Union
    • M-F: 9am - 5pm
    • Closed Sat and Sun
    • gogulfwinds.com/loans/anything-personal-loans
    Location
    1447 Mahan Dr.
    Tallahassee, FL 32308
    (800) 650-6328
    OneMain Financial
    • M: 8:30am - 5:30pm
    • T: 8:30am - 7pm
    • W-F: 8:30am - 5:30pm
    • Closed Sat and Sun
    Location
    3217 Apalachee Pkwy., Ste. 2
    Tallahassee, FL 32311
    (850) 877-9144
    Tallahassee~Leon Federal Credit Union
    • M-T: 9am - 5pm
    • W: 10am - 5pm
    • Th-F: 9am - 5pm
    • Closed Sat and Sun
    Location
    1827 Capital Cir. NE
    Tallahassee, FL 32308
    (850) 576-8134
    Mariner Finance
    • M: 9am - 5pmm
    • T: 9am - 7pm
    • W-Th: 9am - 5pm
    • F: 9am - 5:30pm
    Location
    1505 Governors Square Blvd., Ste. 101
    Tallahassee, FL 32301
    (850) 562-2238

    How to choose a personal loan company in Tallahassee

    Tallahassee skyline

    Whether a sudden expense has wrecked your budget, you’re planning for a major life event or you just want extra cash, a personal loan has you covered. Borrowers use personal loans in Tallahassee for a variety of purposes:

    • Lowering credit card balances
    • Paying medical bills
    • Remodeling a home
    • Consolidating debt
    • Funding a wedding or funeral
    • Moving
    • Buying a car, furniture or electronics

    Personal loans have a number of appealing factors. It’s simple to apply, you can borrow up to thousands of dollars, interest rates are lower than on credit cards and the terms last from one to five years with predictable monthly payments. Lenders generally put few restrictions on how you can use personal loans.

    Online lenders, banks and credit unions all offer personal loans in Tallahassee. Most personal loans in Florida’s capital are unsecured, meaning you don’t need to put up collateral, like a certificate of deposit or car, in case you fail to repay. Unsecured loans, however, usually are harder to qualify for and have higher interest rates than secured personal loans.

    How to get a personal loan in Tallahassee

    Your ability to qualify for a personal loan in Tallahassee will depend in large part on your credit. Before you apply, review a free copy of your credit report from each of the three major reporting companies to make sure they’re accurate.

    Depending on the lender, you can apply online, over the phone or in person for a personal loan in Tallahassee. You should have ready a government-issued photo ID, proof of address, proof of income and your bank account information. Many lenders will give you same-day decisions.

    Apply at several different lenders so you can compare offers. Before signing for a personal loan, consider the total cost of the loan, including interest and any other fees (e.g., application, origination). The personal loan company is required by federal law to disclose all associated loan costs.

    Once everything is finalized, the lender usually deposits funds within 48 hours.

    Personal Loans Reviews

    Best Egg

    Best Egg is an online lender that has funded over 500,000 loans. Check your rates in just minutes without negatively affecting your credit score and apply for personal loans from $2,000 - $35,000. Funds are electronically transferred within one business day. Tallahassee residents say Best Egg has clear terms, fair rates and friendly service.

    Best Egg Visit Website (877) 850-2322

    FreedomPlus

    FreedomPlus offers debt consolidation loans up to $40,000 in as little as 3 business days, including same-day loan decisions. This company lets customers pay back their loan in fixed monthly payments with no hidden fees and no pre-payment penalty. Reviews are positive, with borrowers praising FreedomPlus for its helpful staff.

    FreedomPlus Visit Website (800) 368-0061

    Credit Direct Loans

    Credit Direct Loans offers personal loans from $10,000 - $40,000 and the flexibility to spend the funds how you want. It takes just minutes to apply, and money is available in as little as 24 hours. A free consultation is available over the phone. Customers in Tallahassee say personal loans from Credit Direct are stress-free.

    Credit Direct Loans