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Find the Best Personal Loans in Tallahassee, FL

A personal loan lets you borrow a substantial amount of money and pay it back over time. You should look for a lender offering an easy application process, competitive interest rates, minimal fees, flexible repayment plans and strong customer service. We researched the best personal loans in Tallahassee to get you the funds you need with favorable terms.

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Compare Top Personal Loans

Personal Loan Pro
  • Loans between $1,000 and $50,000
  • Get funds the following business day
  • Find lenders that offer flexible terms
  • Available in Tallahassee and nationwide
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Best Egg
Overall satisfaction rating
  • No prepayment penalties
  • Funds as fast as 1 business day
  • Available in Tallahassee
  • Served over 450,000 customers

Funds as fast as 1 day!

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Overall satisfaction rating
  • Available in Tallahassee
  • Loans up to $40,000
  • 24-60 month repayment
  • Apply online

Loan amounts from $7,500 to $50,000. Select from 24- to 60-month terms. APR from 7.99% to 29.99%. Minimum credit score varies. Origination fee up to 4.99%. No prepayment penalty.

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Credit Direct Loans
  • Online contracts
  • Personal loans $1,000 to $10,000
  • Available in Tallahassee
  • Online loan proposal
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First Florida Credit Union
  • M-Th: 9am - 4:30pm
  • F: 8:30 am - 5pm
  • Sat: 9am - 12pm
  • Closed Sun
2521 S. Blair Stone Rd.
Tallahassee, FL 32301
(850) 414-7290
Gulf Winds Credit Union
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • gogulfwinds.com/loans/anything-personal-loans
1447 Mahan Dr.
Tallahassee, FL 32308
(800) 650-6328
OneMain Financial
  • M: 8:30am - 5:30pm
  • T: 8:30am - 7pm
  • W-F: 8:30am - 5:30pm
  • Closed Sat and Sun
3217 Apalachee Pkwy., Ste. 2
Tallahassee, FL 32311
(850) 877-9144
Tallahassee~Leon Federal Credit Union
  • M-T: 9am - 5pm
  • W: 10am - 5pm
  • Th-F: 9am - 5pm
  • Closed Sat and Sun
1827 Capital Cir. NE
Tallahassee, FL 32308
(850) 576-8134
Mariner Finance
  • M: 9am - 5pmm
  • T: 9am - 7pm
  • W-Th: 9am - 5pm
  • F: 9am - 5:30pm
1505 Governors Square Blvd., Ste. 101
Tallahassee, FL 32301
(850) 562-2238

How to choose a personal loan company in Tallahassee

Tallahassee skyline

Whether a sudden expense has wrecked your budget, you’re planning for a major life event or you just want extra cash, a personal loan has you covered. Borrowers use personal loans in Tallahassee for a variety of purposes:

  • Lowering credit card balances
  • Paying medical bills
  • Remodeling a home
  • Consolidating debt
  • Funding a wedding or funeral
  • Moving
  • Buying a car, furniture or electronics

Personal loans have a number of appealing factors. It’s simple to apply, you can borrow up to thousands of dollars, interest rates are lower than on credit cards and the terms last from one to five years with predictable monthly payments. Lenders generally put few restrictions on how you can use personal loans.

Online lenders, banks and credit unions all offer personal loans in Tallahassee. Most personal loans in Florida’s capital are unsecured, meaning you don’t need to put up collateral, like a certificate of deposit or car, in case you fail to repay. Unsecured loans, however, usually are harder to qualify for and have higher interest rates than secured personal loans.

How to get a personal loan in Tallahassee

Your ability to qualify for a personal loan in Tallahassee will depend in large part on your credit. Before you apply, review a free copy of your credit report from each of the three major reporting companies to make sure they’re accurate.

Depending on the lender, you can apply online, over the phone or in person for a personal loan in Tallahassee. You should have ready a government-issued photo ID, proof of address, proof of income and your bank account information. Many lenders will give you same-day decisions.

Apply at several different lenders so you can compare offers. Before signing for a personal loan, consider the total cost of the loan, including interest and any other fees (e.g., application, origination). The personal loan company is required by federal law to disclose all associated loan costs.

Once everything is finalized, the lender usually deposits funds within 48 hours.

Personal Loans Reviews

Personal Loan Pro

Personal Loan Pro connects customers with up to five different lenders to offer loans between $1,000 and $50,000. The company provides application results within minutes after you answer questions about your income, assets and other personal information. The company lets you choose a loan and access funds within 24 hours of approval. Personal Loan Pro works with lenders that can offer APRs as low as 2.49% at the time of publishing.

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Best Egg

Best Egg is an online lender that has funded over 500,000 loans. Check your rates in just minutes without negatively affecting your credit score and apply for personal loans from $2,000 - $35,000. Funds are electronically transferred within one business day. Tallahassee residents say Best Egg has clear terms, fair rates and friendly service.

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FreedomPlus offers debt consolidation loans up to $40,000 in as little as 3 business days, including same-day loan decisions. This company lets customers pay back their loan in fixed monthly payments with no hidden fees and no pre-payment penalty. Reviews are positive, with borrowers praising FreedomPlus for its helpful staff.


Credit Direct Loans

Credit Direct Loans offers personal loans from $10,000 - $40,000 and the flexibility to spend the funds how you want. It takes just minutes to apply, and money is available in as little as 24 hours. A free consultation is available over the phone. Customers in Tallahassee say personal loans from Credit Direct are stress-free.

Credit Direct Loans